Mutual Funds in India

The Mutual Fund is a professionally managed investment fund that pools money from many investors to purchase securities.There is no specific definition available for mutual funds and it applies to open-end investment companies, which are collective investment vehicles that are regulated and sold to the general public on a daily basis.

Mutual funds are selected mostly as an alternative of stocks instrument as it has fixed returns. Most of the large banks in India are providing mutual funds for different sectors.

There are many mutual funds are available in India and below is the list of them with their websites for ready reference.


Axis Asset Management Company Ltd.
Baroda Pioneer Asset Management Company Ltd.
Birla Sun Life Asset Management Company Ltd.
BNP Paribas Asset Management India Pvt Ltd.
BOI AXA Investment Managers Pvt Ltd.
Canara Robeco Asset Management Company Ltd.
Daiwa Asset Management (India) Pvt Ltd.
Deutsche Asset Management (India) Pvt. Ltd.
DSP BlackRock Investment Managers Pvt. Ltd.
Edelweiss Asset Management Ltd.
Escorts Asset Management Ltd.
FIL Fund Management Private Ltd.
Franklin Templeton Asset Management (India) Pvt Ltd.
Goldman Sachs Asset Management (India) Pvt Ltd.
HDFC Asset Management Company Ltd.
HSBC Asset Management (India) Pvt. Ltd.
ICICI Prudential Asset Management Company Ltd.
IDBI Asset Management Ltd.
IDFC Asset Management Company Ltd.
India Infoline Asset Management Co. Ltd.
Indiabulls Asset Management Company Ltd.
ING Investment Management (India) Pvt. Ltd.
JM Financial Asset Management Pvt. Ltd.
JPMorgan Asset Management India Pvt. Ltd.
Kotak Mahindra Asset Management Company Ltd.
L&T Investment Management Ltd.
LIC NOMURA Mutual Fund Asset Management Company Ltd.
Mirae Asset Global Investments (India) Pvt. Ltd.
Morgan Stanley Investment Management Pvt.Ltd.
Motilal Oswal Asset Management Company Ltd.
Peerless Funds Management Co. Ltd.
Pine Bridge Investments Asset Management Company (India) Pvt. Ltd.
Pramerica Asset Managers Private Ltd.
Principal PNB Asset Management Co. Pvt. Ltd.
Quantum Asset Management Company Private Ltd.
Reliance Capital Asset Management Ltd.
Religare Asset Management Company Private Ltd.
Sahara Asset Management Company Private Ltd.
SBI Funds Management Private Ltd.
Sundaram Asset Management Company Ltd.
Tata Asset Management Ltd.
Taurus Asset Management Company Ltd
Union KBC Asset Management Company Pvt Ltd.
UTI Asset Management Company Ltd.

List of Bank Exams India

Career in bank is becoming more aspiring for each individual. Bank jobs are becoming handsome in specially in countries like India. Earlier there were no specific standards for getting job for specific role in bank. Now there are particular institution and regulatory bodies which process the bank recruitments. There are many banks who coming under umbrella of one institute and few banks have they own process of recruitment like SBI.

Such an well organized institution in India is IBPS i.e. Institution of Banking Personnel Selection.

This institute organize the exams for different roles in banks and their give the score card to candidates which are eligible. Score card is valid for at least 2 years. Then banks recruit the personnel based on the score cards given by IBPS with personnel interview.

Indian banks are striving for good talent pool in competitive environment. Exams like IBPS is very good medium for both candidates as well as banks.

Below is the list of bank's upcoming exams.

Banks Exam List India

Note: The list below will be updated regularly. We always try to provide the accurate information to our viewers however we also recommend to used below content for reference only and follow the official website. We also provides official links of advertisements on need basis.

Bank and Related Exams List

Name of PostLast Date to ApplyExam Date
SBI Clerk Recruitment – 17000 Vacancies April 25, 2016 May and June
AAI Recruitment – 220 Junior Executives May 17, 2016 TBI
NABARD Recruitment– 100 Asst Managers and Manager Posts April 20 , 2016 TBI
Bank of Baroda Specialist Officers Recruitment– 250 Posts April 13, 2016 TBI
ICICI Bank PO Recruitment (Training + Job) June 30, 2016 July 2016
SBI Associate Banks recruitment-expected in 2016- -
SBI PO Recruitment -expected in 2016- -

Car Loan Fixed Interest Rate

Buying Car is now made up so easy by banks with car loan specific model. Car Loan Floating Interest Rate have huge market. Unlike home loan, where floating interest rate is highly preferred over fixed rate, car loans have good number of fixed interest rate. Many banks have also started auto approved car loans based on the account maintains. Below is the list of fixed interest rate for car loans.


Car Floating Loan Interest Rate
BankInterest RateProcessing FeeRemarks
Bank of Maharashtra10.252 000.00 ₹4W Rs. 2000/-
Dena Bank11 Repayable upto1year.
Dena Bank11.5 Repayable in greater than 1year & upto 3 years.
Dena Bank12 Repayable In greater than 3 years & upto 5 years.
Dhanlaxmi Bank121.00%For new vehicle.
Dhanlaxmi Bank141.00%For Pre owned car.
IDBI Bank11.25 For all other borrowers, Preferably customer having 6 months relationship, They should open a SB / CA account). Not giving SI mandate. Interest rates mentioned above are irrespective of type of vehicle and are applicable for loan tenor up to 5 years. For loan tenor more than 5 years, RoI of 25 bps higher than mentioned above will be applicable.
Jammu & Kashmir Bank11.5 This rates for General Public & for Fresh Cars only.
Jammu & Kashmir Bank12 This rates for Companies & Firms & for Fresh Cars only.
Jammu & Kashmir Bank15.5 For a period up to 4 years. 2nd Hand Cars only.
Jammu & Kashmir Bank16.25 For a period exceeding 4 years. 2nd Hand Cars only.
Saraswat Bank10.40.50%0.5% Of the loan amount. Upto 5 years.
Saraswat Bank11.50.50%5 to 7 years. 0.5% Of the loan amount.
Saraswat Bank120.50%5 to 7 years. 0.5% Of the loan amount.
State Bank of India10.45500.00 ₹There is no upper limit for the amount of a car loan. A maximum loan amount of 48 times of Net Monthly Income or 4 times of Net Annual Income can be sanctioned.
State Bank of Mysore10.9 Upto and inclusive of 7 years. For new car.
State Bank of Mysore16.65 Upto 3 years. Used Cars.
State Bank of Mysore17.4 3yrs Upto 5 years. Used Cars.
State Bank of Travancore11 Up to 7Years
UCO Bank10.21 500.00 ₹For New Car: Maximum finance would be 85% of the on Road price i.e. Ex Show Room Price + Cost of Registration + One time Road Tax with no ceiling on maximum loan amount. For Pre-used Car:Maximum loan amount Rs.3.50 lac. 1% of the loan amount maximum Rs.1500.
Union Bank of India10.76 000.00 ₹0.50% of the loan amount, subject to maximum of Rs. 6000, plus service tax. This loan rate for new cars only.
Union Bank of India15.56 000.00 ₹0.50% of the loan amount, subject to maximum of Rs. 6000, plus service tax. This loan rate for old cars (not older than 3 years) only.

Car Loan Floating Interest Rate

Car is now become choice of vehicle among different economic class. People now used to be car because of its benefits of travelling at your own time with your own people. Car loan is also become popular with increasing demand of cars in middle class families as well. Banks have settled up their separate segment of car loans to over come the requirement of car loans by consumers. Below is the list of Floating interest rate for car loans.


Car Floating Loan Interest Rate
BankInterest RateProcessing FeeRemarks
Allahabad Bank10.45 In case of availability of Full Collateral security.
Allahabad Bank10.7  
Axis Bank11.253 500.00 ₹11.25% to 15.00 %, Processing fee Rs 3500.00 to 5500.00
Axis Bank11.253 500.00 ₹Minimum 1 lakh, at an interest rate of 11.25 % to 15 % to a period of 1 year to 5 years. Processing fee Rs. 3500 to 5500
Bank of Baroda11 For Loans of tenor upto 5 years.
Bank of Baroda11.5 For Loans of tenor over 5 years.
Bank of India10.710 000.00 ₹Repayment period up to 7 years. Processing Charges One time @1% of loan amount Min.Rs.2000 and Max.Rs.10,000.This loan rates for new vehicle.
Bank of India11.510 000.00 ₹Repayment period up to 3 years. Processing Charges One time @1% of loan amount Min.Rs.2000 and Max.Rs.10,000.This loan rates for Second Hand Vehicle.
Catholic Syrian Bank12.5  
Catholic Syrian Bank12.5 VIP Car Loan Interest rates 11.50% to 12.50%. 100% of Invoice Value excluding Insurance, registration, road tax etc.
Central Bank of India10.752 000.00 ₹Processing Charges:Rs.2000/- per proposal.Loan amount for Indian made vehicles: Rs.20.00 lakh , Imported Vehicles: Rs.40.00 lakh .This rates for new vehicles only.
Central Bank of India11.752 000.00 ₹Processing charge :Rs.2000/- per proposal.
City Union Bank14.51.00%Processing Fees at 1% of the loan amount to be charged. The maximum permissible amount of the loan RS.5,00,000/- in respect of the borrower is a professionals and for business people whose annual income is above 1.50 lakhs.
Corporation Bank111 000.00 ₹1.00% of the loan amount sanctioned with a minimum of Rs. 1,000. Loan tenor is upto 3 years.
Corporation Bank111 000.00 ₹1.00% of the loan amount sanctioned with a minimum of Rs. 1,000. Loan tenor is above 3 years & upto 5 years
HDFC Bank10.5 Loan Interest Rate 10.5% - 11.75%. Processing fees up to 2.5 Lakhs: Rs. 2825, Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850, Over Rs. 4.0 Lakhs to 5 Lakhs: Rs. 4300, Over Rs. 5.01 Lakhs up to 10 Lakhs: Rs. 4650, 10 LAC PLUS: Rs. 5150. HDFC Car Loan Amount Varies based on car model. Up to 100% financing for pre-approved customers.
ICICI Bank14.25 36-60 months. Up to 23 months. processing charge:(Loan amount less than Rs. 0.25 mn = Rs. 2,500, Rs. 0.25 to Rs. 0.39 mn = Rs. 3,500,Rs. 0.40 to Rs. 0.49 mn = Rs. 4,000,Rs. 0.50 to Rs. 0.99 mn = Rs. 4,200,Equal to and more than Rs.1.00 mn = Rs. 5,000). This rates for new car only.
ICICI Bank15.5 24-35 months. Up to 23 months. processing charge:(Loan amount less than Rs. 0.25 mn = Rs. 2,500, Rs. 0.25 to Rs. 0.39 mn = Rs. 3,500,Rs. 0.40 to Rs. 0.49 mn = Rs. 4,000,Rs. 0.50 to Rs. 0.99 mn = Rs. 4,200,Equal to and more than Rs.1.00 mn = Rs. 5,000). This rates for new car only.
ICICI Bank16.5 Up to 23 months. processing charge:(Loan amount less than Rs. 0.25 mn = Rs. 2,500, Rs. 0.25 to Rs. 0.39 mn = Rs. 3,500,Rs. 0.40 to Rs. 0.49 mn = Rs. 4,000,Rs. 0.50 to Rs. 0.99 mn = Rs. 4,200,Equal to and more than Rs.1.00 mn = Rs. 5,000).This rates for new car only.
ICICI Bank184 000.00 ₹Rs. 4,000 OR 2% of loan amount, which ever is lower .This rates for used car only.
IDBI Bank12.5 For all other vehicles. For cases above 5 years, applicable ROI is 50 bps higher than the applicable rates for upto 5 years loan tenor.
IDBI Bank13 For MUV Segment. For cases above 5 years, applicable ROI is 50 bps higher than the applicable rates for upto 5 years loan tenor.
Indian Bank10.70.30%For New Cars. Processing charges 0.30% of loan with a minimum of Rs. 300.
Indian Bank13.450.30%For Used Cars. 0.30% of loan with a minimum of Rs. 300.
Indian Overseas Bank11 Loan amount for new car - Upto 90% of the cost of the car, Used car - Upto 75% of the market value of the car. Up to 3 Years
Indian Overseas Bank11 Loan amount for new car - Upto 90% of the cost of the car, Used car - Upto 75% of the market value of the car. Greater than 3 years to 5 Years
Jammu & Kashmir Bank11.25 This rates for General Public & for Fresh Cars only.
Jammu & Kashmir Bank11.75 This rates for Companies & Firms & for Fresh Cars only.
Karnataka Bank11.2525 000.00 ₹0.25% with a minimum of Rs 250.00 + Up front asset verification/inspection charges of Rs 1000.00.New Cars only.
Karnataka Bank1525 000.00 ₹For Old Cars only.0.25% with a minimum of Rs 250.00 + Up front asset verification/inspection charges of Rs 1000.00.
Karur Vysya Bank128 000.00 ₹Processing charge for Rs.4000.00+ST for Loans up to Rs.10.00 Lakhs, Rs.8000.00 +ST For loans above Rs.10.00 Lakhs
Karur Vysya Bank148 000.00 ₹Old vehicle. Processing charge for Rs.4000.00+ST for Loans up to Rs.10.00 Lakhs, Rs.8000.00 +ST For loans above Rs.10.00 Lakhs
Kotak Mahindra Bank13.54 750.00 ₹For new Car Only. Interest rates upto 11.50% - 13.50%. Processing charges Rs.3300 to Rs.4750.
Kotak Mahindra Bank204 750.00 ₹For Used Car Only. Interest rates are 17% - 20%. Processing charges Rs.3300 to Rs.4750.
Lakshmi Vilas Bank13500.00 ₹80% of the cost of the vehicle subject to a maximum of Rs.25.00 Lacs for a New Vehicle.
Lakshmi Vilas Bank15.5500.00 ₹Rs.10.00 lacs in the case of used vehicle whichever is lower.
Oriental Bank of Commerce10.85500.00 ₹Loan Tenor upto 36 months. 0.50% of loan amount with a minimum of Rs.500. +Service tax, if any.
Oriental Bank of Commerce11.1500.00 ₹Loan Tenor upto 84 months. 0.50% of loan amount with a minimum of Rs.500. +Service tax, if any.
Oriental Bank of Commerce13.25 Second Hand Car Loan. If loan is repayable within 3 years.
Punjab National Bank11.25 Less than 3 yrs .
Punjab National Bank11.75 3 yrs & above.
Saurashtra Bank11.5 Repayment Period above 3 & upto 5 Years
Saurashtra Bank11.5 Repayment Period above 5 Years.
Saurashtra Bank11.5 Repayment Period upto 3 Years.
State Bank of Bikaner & Jaipur11.510 000.00 ₹0.60% of the loan amount with minimum 500 and maximum 10000.
State Bank of Bikaner & Jaipur11.7510 000.00 ₹0.60% of the loan amount with minimum 500 and maximum 10000.
State Bank of Bikaner & Jaipur16.7510 000.00 ₹For used cars only. Up to 3 years. 0.60% of the loan amount with minimum 500 and maximum 10000.
State Bank of Bikaner & Jaipur1710 000.00 ₹For used cars only. Up to 3 years. 0.60% of the loan amount with minimum 500 and maximum 10000.
State Bank of Hyderabad10.450.50%Processing Charges 50% off
State Bank of Hyderabad15.7 Less than 3 years. For old car.
State Bank of Hyderabad15.95 3 to 5 years. For old car.
State Bank of Patiala10.5500.00 ₹For Term Loan. new Car only.
State Bank of Patiala11500.00 ₹For Overdraf. new car only.
State Bank of Patiala16.75 For Used Vehicles.
State Bank of Patiala17 For Used Vehicles.
Syndicate bank12.75  
Tamilnad Mercantile Bank Limited12.251.00%Processing Charges: 1.00% of Limit sanctioned without any maximum cap. Upto 36 Months. for New Vehicle.
Tamilnad Mercantile Bank Limited12.751.00%Over 36 months & upto 60 Months.Processing Charges: 1.00% of Limit sanctioned without any maximum cap. For Purchasing Second Hand Cars: Restricted up to Rs. 15 Lakhs.
United Bank of India12.05 Upto 36 months. This Loan rate for New Cars only.
United Bank of India12.55 Above 36 months. This Loan rate for New Cars only.
United Bank of India13.55 Upto 36 months. This Loan rate for old cars only.
United Bank of India14.05 Above 36 months. This Loan rate for old cars only.

Agricultural Loan Interest Rate

Agriculture is the heart of India as more than 60% population directly depends on the agriculture. There are many factors which may affect crop of framers and thus agricultural industry. The factor include main rain and environment disturbance. Today science is improving at each industry and the same applies to agriculture industry as well. To overcome the bad factors which affects crops, farmers needs money to facilitate some infrastructure or buy raw as well as supportive materials. Government of India has taken steps to make Agricultural loan available for each farmer at low rate. Here we have Agricultural Loan Interest Rate for various banks.

Agricultural Loan Interest Rate
BankInterest RateInterest TypeProcessing FeeRemarks
Allahabad Bank10.2Floating Agriculture Advances (Secured) Loan up to Rs. 50000
Allahabad Bank11.2Floating Agriculture Advances (Secured) Loan Above Rs.50000 & up to Rs.2.00 Lac
Allahabad Bank12.2Floating Agriculture Advances (Secured) Loan Above Rs.2.00 Lac & up to Rs.5.00 Lac.
Allahabad Bank12.2Floating Agriculture Advances (Secured) Loan Above Rs.5.00 Lac & up to Rs. 10.00 Lac.
Andhra Bank10.25Floating For individual borrowers.Tobacco under tie up.
Andhra Bank10.25Floating Kisan Sampathi (Produce Marketing loans).Loans up to Rs.5.00 lac
Andhra Bank10.75Floating Kisan Sampathi (Produce Marketing loans)
Andhra Bank11.25Floating Loans to farmers for purchase of renewable Energy Equipments for Agriculture & Allied activities. Solar Home lighting Scheme.
Andhra Bank11.25Floating For Rural Godowns (construction/ repairs/ outright purchase)
Andhra Bank11.25Floating Loans to farmers for purchase of renewable Energy Equipments for Agriculture & Allied activities. For Financing Solar Energy based pump set loans.
Andhra Bank11.25Floating Loans to farmers for purchase of renewable Energy Equipments for Agriculture & Allied activities. For Solar water Heaters.
Andhra Bank11.75Floating Kisan Sampathi (Produce Marketing loans)
Andhra Bank12Floating All other crops (including Nurseries).
Andhra Bank12.5Floating For Farm Mechanisation-Combined Harvesters, Sugarcane Harvesters, and other crop harvesters
Andhra Bank13.25Floating Dairy Agents for procurement of Milk .Up to Rs.50000.
Andhra Bank13.25Floating Loans to Sheep Agents ,Up to Rs.50000.
Andhra Bank13.25Floating For Farm Mechanisation- Tractors, Power Tillers, Trailors and agril. implements
Andhra Bank13.75Floating For Kisan Chakra (Four Wheelers).
Andhra Bank14Floating Loans to Sheep Agents ,Above Rs.50000 up to Rs.2.00 lac.
Andhra Bank14.5Floating Dairy Agents for procurement of Milk . Above Rs.50000 up to Rs.3.00 lac.
Andhra Bank14.75Floating For Kisan Chakra (Two wheelers)
Andhra Bank17Floating Scheme for financing setting up of Agri Business Clinics/Agri Business centres.
Bank of Maharashtra7Fixed Short term production credit upto Rs.3.00 lakh to Farmers where interest subvention is available.
Bank of Maharashtra11Floating Up to Rs.50000
Bank of Maharashtra11.5Floating Above Rs.50000 & upto Rs.1lakh
Bank of Maharashtra12Floating Above Rs.1lakh & upto Rs.2lakh
Bank of Maharashtra12.75Floating  
Bank of Maharashtra13.75Floating  
Canara Bank11.25Floating Repayable in less than 36 months
Canara Bank11.5Floating Pledge Loan to producers .Repayable in less than 36 months
Canara Bank11.5Floating Repayable in less than 36 months. Upto Rs.50000 .
Canara Bank12.25Floating Repayable in less than 36 months
Canara Bank12.5Floating Repayable in less than 36 months.Above Rs 50,000 but not over Rs.2 lacs
Canara Bank13Floating Lending to Intermediary Agencies.Repayable in less than 36 months
Catholic Syrian Bank13Floating Gold Loan under Agriculture - Finance upto Rs 2100 per gram
City Union Bank10.5Floating Upto & inclusive of Rs. 2.00 lakhs. Agricultural Jewel Loans.
City Union Bank10.5Floating Upto & inclusive of Rs. 2.00 lakhs . Other Agri. Credits :(inclusive of KCC)
City Union Bank11.5Floating Advances to farmers against agricultural commodities/warehouse receipts/cold storage bonds . upto Rs.5.00 lakhs
City Union Bank11.5Floating Over Rs. 2.00 lakhs and upto Rs. 3.00 lakhs .Agricultural Jewel Loans.
City Union Bank11.5Floating Over Rs. 2.00 lakhs but Upto & Inclusive of Rs.3.00 lakhs . Other Agri. Credits :(inclusive of KCC)
City Union Bank12.25Floating Advances to farmers against agricultural commodities/warehouse receipts/cold storage bonds . Over Rs.5.00 lakhs upto Rs.10.00 lakhs .
City Union Bank13Floating Agricultural Jewel Loans. Over Rs. 3.00 lakhs and upto Rs.5.00 lakhs
City Union Bank13Floating Over Rs.3.00 lakhs but Upto Rs.5.00 lakhs .Other Agri. Credits :(inclusive of KCC)
City Union Bank14Floating Over Rs.5.00 lakhs. Other Agri. Credits :(inclusive of KCC)
City Union Bank14Floating Agricultural Jewel Loans. Over Rs. 5.00 lakhs.
City Union Bank15.5Floating Advances to farmers against agricultural commodities/warehouse receipts/cold storage bonds . Above Rs.10.00 lakhs.
ICICI Bank13Floating1.00%Loan amount ranging from Rs. 10,000 to Rs.15,00,000. Loan Against Gold Ornaments & Gold Coins.
ICICI Bank14Floating1.00%Allied Agricultural Loan. Loan amount ranging from Rs. 10,000 to Rs.15,00,000. Loan Against Gold Ornaments & Gold Coins.
Indian Bank11.75Floating Upto Rs.2.00 lakhs. Jewel Loan to Traders under Priority Sector.
Indian Bank11.75Floating Upto Rs.50,000. For New Clients.
Indian Bank11.75Floating Upto Rs.50,000. IBKC/Crop Loans/Jewel Loan agri for crop production purposes sanctioned to individuals upto Rs.3.00 lakhs will continue to be charged at 7% as per extant interest subvention scheme of the Govt. of India.
Indian Bank11.75Floating Upto Rs.50,000. Post Harvest Financing:Produce Marketing Loan (PML)-Direct finance to farmers.
Indian Bank11.75Floating Upto Rs.50,000. For Coffee and Tea growers.
Indian Bank12Floating Above Rs.2.00 lakhs - upto Rs.5.00 lakhs. Jewel Loan to Traders under Priority Sector.
Indian Bank12Floating Above Rs.50,000 - upto Rs.2.00 lakhs. For New Clients.
Indian Bank12Floating Above Rs.50,000-upto Rs.2.00 lakhs. IBKC/Crop Loans/Jewel Loan agri for crop production purposes sanctioned to individuals upto Rs.3.00 lakhs will continue to be charged at 7% as per extant interest subvention scheme of the Govt. of India.
Indian Bank12Floating Above Rs.50,000 - upto Rs.2.00 lakhs. For Coffee and Tea growers.
Indian Bank12Floating Above Rs.50,000 - upto Rs.2.00 lakhs. Post Harvest Financing:Produce Marketing Loan (PML)-Direct finance to farmers.
Indian Bank12.25Floating PML Indirect finance to farmers.
Indian Bank12.25Floating For Development/Strengthening of agri marketing infrastructure, grading and Standardization.
Indian Bank12.25Floating For Farm Mechanization (including second hand tractors and maintenance of tractors)
Indian Bank12.25Floating Upto Rs.2.00 lakhs. Short Term Loans upto 35 months. Jewel Loan to Traders under Priority Sector.
Indian Bank12.25Floating Upto Rs.50,000. For New Clients. Short Term Loans upto 35 months.
Indian Bank12.25Floating Upto Rs.50,000. Term Loans up to 35 months .
Indian Bank12.25Floating Upto Rs.50,000. For Coffee and Tea growers. Short Term Loans upto 35 months.
Indian Bank12.5Floating Upto Rs.50,000. For New Clients. Term Loans with repayment period of 36 months and above
Indian Bank12.5Floating Above Rs.50,000 - upto Rs.2.00 lakhs. Term Loans upto 35 months.
Indian Bank12.5Floating Above Rs.50,000 - upto Rs.2.00 lakhs. For Coffee and Tea growers. Short Term Loans upto 35 months.
Indian Bank12.5Floating Rs.2.00 lakhs & above. For Coffee and Tea growers. Short Term Loans upto 35 months.
Indian Bank12.5Floating For Construction of godowns / cold storage units.
Indian Bank12.5Floating For Coffee and Tea growers. Upto Rs.50,000. Term Loans with repayment period of 36months and above.
Indian Bank12.5Floating Upto Rs.50,000. Term Loans with repayment period of 36 months and above.
Indian Bank12.5Floating Rs.2.00 lakhs & above. For Coffee and Tea growers. Term Loans with repayment period of 36months and above.
Indian Bank12.5Floating Above Rs.2.00 lakhs - upto Rs.5.00 lakhs. For Farm Mechanization (including second hand tractors and maintenance of tractors)
Indian Bank12.5Floating Above Rs.5.00 lakhs - upto Rs.20.00 lakhs. Jewel Loan to Traders under Priority Sector.
Indian Bank12.5Floating Above Rs.2.00 lakhs-upto Rs.5.00 lakhs.
Indian Bank12.5Floating Above Rs.2.00 lakhs - upto Rs.5.00 lakhs. Short Term Loans upto 35 months. Jewel Loan to Traders under Priority Sector.
Indian Bank12.5Floating Rs.2.00 lakhs & above .For Coffee and Tea growers.
Indian Bank12.5Floating Above Rs.50,000 - upto Rs.2.00 lakhs. For New Clients. Short Term Loans upto 35 months.
Indian Bank12.5Floating Above Rs.2.00 lakhs - upto Rs.5.00 lakhs. Post Harvest Financing:Produce Marketing Loan (PML)-Direct finance to farmers.
Indian Bank12.75Floating Above Rs.50,000 - upto Rs.2.00 lakhs. For New Clients. Term Loans with repayment period of 36 months and above
Indian Bank12.75Floating Above Rs.50,000 - upto Rs.2.00 lakhs. For Coffee and Tea growers. Term Loans with repayment period of 36months and above.
Indian Bank12.75Floating Above Rs.50,000 - upto Rs.2.00 lakhs. Term Loans with repayment period of 36 months and above.
Indian Bank12.75Floating For Farm Mechanization (including second hand tractors and maintenance of tractors).
Indian Bank13Floating Above Rs.5.00 lakhs. Post Harvest Financing:Produce Marketing Loan (PML)-Direct finance to farmers.
Indian Bank13Floating Above Rs.2.00 lakhs - upto Rs.5.00 lakhs. Term Loans upto 35 months.
Indian Bank13Floating Rs.2.00 lakhs & above. For New Clients. Short Term Loans upto 35 months.
Indian Bank13Floating Rs.2.00 lakhs & above. For New Clients. Term Loans with repayment period of 36 months and above.
Indian Bank13Floating Above Rs.20.00 lakhs. Jewel Loan to Traders under Priority Sector.
Indian Bank13Floating Rs.2.00 lakhs & above. For New Clients.
Indian Bank13Floating Above Rs.5.00 lakhs - upto Rs.20.00 lakhs. Short Term Loans upto 35 months. Jewel Loan to Traders under Priority Sector.
Indian Bank13.25Floating Above Rs.2.00 lakhs - upto Rs.5 lakhs. Term Loans with repayment period of 36 months and above.
Indian Bank13.5Floating Above Rs.20.00 lakhs. Short Term Loans upto 35 months. Jewel Loan to Traders under Priority Sector.
Indian Bank13.5Floating Above Rs.5.00 lakhs . Term Loans upto 35 months.
Indian Bank13.5Floating Above Rs.5.00 lakhs. Term Loans with repayment period of 36 months and above.
Indian Bank13.5Floating Above Rs.5.00 lakhs.
Indian Bank13.75Floating Jewel loans under Non Priority Sector (Short Term Loans).
Jammu & Kashmir Bank10.75Floating Up to Rs.2.00 lacs
Jammu & Kashmir Bank11.25Floating Above Rs.2.00 lacs & up to Rs.5.00 lacs.
Jammu & Kashmir Bank11.75Floating Above Rs.5.00 lacs & upto Rs.20.00 lacs.
Jammu & Kashmir Bank11.75Floating Up to Rs.2.00 lacs. Agriculture & Allied Activities including credit facilities under Kissan Credit Card/ GIRI/ Apple Scheme.
Jammu & Kashmir Bank12.25Floating Above Rs.2.00 lacs & up to Rs.5.00 lacs. Agriculture & Allied Activities including credit facilities under Kissan Credit Card/ GIRI/ Apple Scheme.
Jammu & Kashmir Bank12.75Floating Above Rs 20.00 lacs.
Jammu & Kashmir Bank12.75Floating Above Rs.5.00 lacs & up to Rs.20.00 lacs. Agriculture & Allied Activities including credit facilities under Kissan Credit Card/ GIRI/ Apple Scheme.
Jammu & Kashmir Bank13.75Floating Above Rs.20.00 lacs. Agriculture & Allied Activities including credit facilities under Kissan Credit Card/ GIRI/ Apple Scheme.
Jammu & Kashmir Bank13.75Floating Up to Rs.2.00 lacs. Advances under Special Scheme ( Mortgage Loan ) for Fruit Commission Agents
Jammu & Kashmir Bank14.25Floating Above Rs.2.00 lacs & up to Rs.5.00 lacs. Advances under Special Scheme ( Mortgage Loan ) for Fruit Commission Agents.
Jammu & Kashmir Bank14.75Floating Above Rs.5.00 lacs & up to Rs.20.00 lacs. Advances under Special Scheme ( Mortgage Loan ) for Fruit Commission Agents.
Jammu & Kashmir Bank15.25Floating Above Rs.20.00 lacs. Advances under Special Scheme ( Mortgage Loan ) for Fruit Commission Agents.
Saurashtra Bank11.5Floating Agriculture Term Loan Upto Rs. 50,000.
Saurashtra Bank12.5Floating Agriculture Term Loan Above Rs. 50,000 & upto Rs. 2.00 Lac.
Saurashtra Bank13.5Floating Agriculture Term Loan Above Rs. 2 Lac and upto Rs. 5.00 Lac.
Saurashtra Bank13.5Floating Agriculture Tractor Loan 1 Lac Up to Rs. 3 Lac.
Saurashtra Bank13.5Floating1.25%Agriculture Tractor Loan Above Rs. 3 Lac.
Saurashtra Bank14.25Floating Agriculture Term Loan Above Rs.5.00 Lac & upto Rs.25.00 Lac.
Saurashtra Bank14.25Floating Agriculture Term Loan Above Rs. 25.00 Lac.
South Indian Bank11.9Floating Gold Max Scheme (For Agriculturalpurposes - Upto 3 Lakhs).
South Indian Bank12.9Floating Gold Max Scheme (For Agriculturalpurposes - Above 3 Lakhs).
South Indian Bank14.9Floating Agriflex (upto 3 LAKHS)
South Indian Bank15.9Floating Agriflex (Above 3 LAKHS).
State Bank of Hyderabad11.7Floating Scheme for financing Rural Housing - Gram Nivas. Up to 5 years.
State Bank of Hyderabad11.7Floating Scheme for financing Rural Housing - Gram Nivas. Above 5 years & up to 15 years.
State Bank of Hyderabad11.7Floating Dairy Agent Plus. Upto Rs.50,000
State Bank of Hyderabad12.7Floating Up to Rs.50000.Rates applicable for term loans as repayable in 1 year and up to less than 3 years.
State Bank of Hyderabad12.7Floating Dairy Agent Plus. Above Rs.50000 & up to Rs.2 lac.
State Bank of Hyderabad13.2Floating Up to Rs.50000. Rates applicable for term loans as repayable in 3 years & above.
State Bank of Hyderabad13.45Floating Above Rs.50000 & up to Rs.2 lacs. Rates applicable for term loans as repayable in 1 year and up to less than 3 years.
State Bank of Hyderabad13.45Floating Dairy Agent Plus. Above Rs.2 lac & up to Rs. 3 lac.
State Bank of Hyderabad13.95Floating Above Rs.50000 & up to Rs.2 lacs. Rates applicable for term loans as repayable in 3 years & above.
State Bank of Hyderabad14.2Floating Above Rs.2 lac & up to Rs.5 lacs. Rates applicable for term loans as repayable in 1 year and up to less than 3 years.
State Bank of Hyderabad14.7Fixed Scheme for financing Rural Housing - Gram Nivas. Up to 5 years.
State Bank of Hyderabad14.7Fixed Scheme for financing Rural Housing - Gram Nivas. Above 5 years & up to 15 years.
State Bank of Hyderabad14.7Floating Above Rs.2 lac & up to Rs.5 lacs . Rates applicable for term loans as repayable in 3 years & above.
State Bank of Hyderabad15.2Floating Above Rs.5 lac & up to Rs.25 lacs. Rates applicable for term loans as repayable in 1 year and up to less than 3 years.
State Bank of Hyderabad15.7Floating Above Rs.5 lac & up to Rs.25 lacs . Rates applicable for term loans as repayable in 3 years & above.
State Bank of Mysore7Floating Crop Loans Upto Rs: 3,00,000.
State Bank of Mysore7Floating Interest Rates On Coffee Advances.The following rates applicable if repayment is made within one year of sanction. Otherwise 2 % penalty for each slab.
State Bank of Mysore10.15Floating Interest Rates On Coffee Advances.The following rates applicable if repayment is made within one year of sanction. Otherwise 2 % penalty for each slab.
State Bank of Mysore11.15Floating Above Rs: 25 Lakhs and upto Rs: 1 Crore. Interest Rates On Coffee Advances.The following rates applicable if repayment is made within one year of sanction. Otherwise 2 % penalty for each slab.
State Bank of Mysore12.15Floating Above Rs: 1 Crore and upto Rs: 5 Crore. Interest Rates On Coffee Advances.The following rates applicable if repayment is made within one year of sanction. Otherwise 2 % penalty for each slab.
State Bank of Mysore12.4Floating Produce Marketing Loans: Farmers/ Agriculturists - Up to Rs: 10 Lakhs.
State Bank of Mysore12.65Floating Upto Rs: 50000. Agricultural Term Loans: Limit upto & inclusive of Rs 2 Lakhs inclusive of Farm House and Rural Godown Schemes for Limits upto Rs: 2.00 Lakhs. Upto and inclusive of 5 years.
State Bank of Mysore12.9Floating Upto Rs: 50,000. Agricultural Term Loans: Limit upto & inclusive of Rs 2 Lakhs inclusive of Farm House and Rural Godown Schemes for Limits upto Rs: 2.00 Lakhs. Above 5 Years.
State Bank of Mysore13.9Floating Above Rs: 50,000 & upto Rs:2 Lakhs. Agricultural Term Loans: Limit upto & inclusive of Rs 2 Lakhs inclusive of Farm House and Rural Godown Schemes for Limits upto Rs: 2.00 Lakhs. Upto and inclusive of 5 years.
State Bank of Mysore14.15Floating Above Rs: 50,000 & upto Rs: 2 Lakhs. Agricultural Term Loans: Limit upto & inclusive of Rs 2 Lakhs inclusive of Farm House and Rural Godown Schemes for Limits upto Rs: 2.00 Lakhs. Above 5 Years.
State Bank of Mysore14.15Floating Crop Loans Above Rs: 3 Lakhs & upto Rs: 25 Lakhs.
State Bank of Mysore14.9Floating Purchase of coffee Estates & Areca nut gardens .Up to 5 years.
State Bank of Mysore14.9Floating Farm House .up to and inclusive of 5 years
State Bank of Mysore14.9Floating Kissan Chakra Above Rs:2 Lakhs upto Rs: 5Lakhs . Irrespective of the limit Up to & inclusive of 5 years.
State Bank of Mysore14.9Floating Agricultural Term Loans :Up to and inclusive of 5 years.
State Bank of Mysore14.9Floating Cold Storage units (Above Rs:2 lakhs. & Up to Rs:25 Lakhs ).Repayment up to and Inclusive of 5 years.
State Bank of Mysore14.9Floating Rural Godowns ( Above Rs: 2 lakhs And up to Rs: 25 Lakhs ).Repayment up to & Inclusive of 5 years.
State Bank of Mysore15.15Floating Rural Godowns ( Above Rs: 2 lakhs And up to Rs: 25 Lakhs ). Repayment above 5 years.
State Bank of Mysore15.15Floating Purchase of coffee Estates & Areca nut gardens. Above 5 Years.
State Bank of Mysore15.15Floating Agri. Farm Scheme ( Farm Mechanization).
State Bank of Mysore15.15Floating Farm House. Above 5 years.
State Bank of Mysore15.15Floating Irrespective of the limit Above 5 years.
State Bank of Mysore15.15Floating Kissan Chakra ( 2 Wheelers ).Maximum of Rs: 50000.
State Bank of Mysore15.15Floating Agricultural Term Loans:Above 5 years.
State Bank of Mysore15.15Floating Cold Storage units.Repayment above 5 years.
State Bank of Patiala10.25Floating "Gram Niwas"-Scheme For Financing Rural Housing.For construction/purchase of house.
State Bank of Patiala10.25Floating "Gram Niwas"-Scheme For Financing Rural Housing. For repairs/renovations.
State Bank of Patiala10.25Floating "Gram Niwas"-Scheme For Financing Rural Housing. For purchase of land.
Syndicate bank10.5Floating Upto Rs.50000.
Syndicate bank12Floating Above Rs.50000 and upto 2.00 lakhs .
UCO Bank7Fixed  
UCO Bank11.2Floating  
UCO Bank12.2Floating Total Funded Exposure more than to Rs.25 lacs and up to Rs.1.00 crore
Vijaya Bank7Fixed  
Vijaya Bank11.2Fixed Upto Rs.50000
Vijaya Bank11.2Floating Upto Rs.50000.
Vijaya Bank12.2Floating Above Rs.50000 upto Rs.2 lakh
Vijaya Bank12.2Floating Above Rs.50000 upto Rs.2 lakh
Vijaya Bank13.2Fixed  
Vijaya Bank13.2Floating Above Rs.2 lakh upto Rs.3 lakh
Vijaya Bank13.2Floating  
Vijaya Bank13.7Floating Loans granted through Societies

Home Loan Floating Interest Rate

Home Loan of Floating interest rate is mostly preferable by consumer as it has almost 2-3% lower rates compare to the Fixed Interest Rate of Home Loan. The other benefit over of floating interest rate is that RBI's rule changes or updates will have direct impact on that and government's binding to finance sectors also have important effect on it. Here we are having some Floating Loan rate of various banks.

Housing Floating Loan Interest Rate
BankInterest RateProcessing FeeRemarks
Allahabad Bank10.2  
Allahabad Bank10.45  
Allahabad Bank10.7  
Allahabad Bank10.95  
Allahabad Bank13.2 House Furnishing Loan.
Axis Bank10.751.00% 
Axis Bank111.00%Loans 25> and >75 lakhs,
Axis Bank11.251.00%Above 75 lakhs to 3 crores, 11.25 %
Bank of Baroda10.25 Over 5 years & up to 15 years. Concession in interest rate by 25bps to 150 bps on different tenures / amount
Bank of Baroda10.25 Over 15 years & up to 30 years. Concession in interest rate by 25bps to 150 bps on different tenures / amount
Bank of Baroda10.25 Concession in interest rate by 25bps to 150 bps on different tenures / amount
Bank of Baroda10.5 Upto 5 years. Concession in interest rate by 25bps to 150 bps on different tenures / amount
Bank of Baroda10.5 Over 5 years & up to 15 years. Concession in interest rate by 25bps to 150 bps on different tenures / amount
Bank of Baroda10.5 Over 5 years & up to 15 years. Concession in interest rate by 25bps to 150 bps on different tenures / amount
Bank of Baroda10.5 Over 15 years & up to 30 years. Concession in interest rate by 25bps to 150 bps on different tenures / amount
Bank of Baroda10.5 Over 15 years & up to 30 years. Concession in interest rate by 25bps to 150 bps on different tenures / amount
Bank of Baroda10.5 Upto 5 years.Above Rs. 30 Lacs and below Rs. 75 Lacs. Concession in interest rate by 25bps to 150 bps on different tenures / amount
Bank of Baroda12.75 Home Improvement Loan
Bank of India10.2520 000.00 ₹Greater than 10-15 years. Processing charges is 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000
Bank of India10.2520 000.00 ₹Greater than 15-20 years. Processing charges is 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000
Bank of India10.2520 000.00 ₹Upto 5 years. Processing charges is 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000
Bank of India10.2520 000.00 ₹Greater than 5-10 years. Processing charges is 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000
Bank of India10.3520 000.00 ₹Upto 5 years. Processing charges is 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000
Bank of India10.3520 000.00 ₹Greater than 5-10 years. Processing charges 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000
Bank of India10.3520 000.00 ₹Greater than 10-15 years. Processing charges 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000.
Bank of India10.3520 000.00 ₹Greater than 15-20 years. Processing charges 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000
Bank of India10.520 000.00 ₹Upto 5 years. Processing charges 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000.
Bank of India10.520 000.00 ₹Greater than 5-10 years. Processing charges 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000.
Bank of India10.520 000.00 ₹Greater than 10-15 years. Processing charges 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000.
Bank of India10.520 000.00 ₹Greater than 15-20 years. Processing charges 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000.
Bank of India11.5  
Bank of Maharashtra10.2550 000.00 ₹Above Rs.25.00 lakh & upto Rs.30.00 lakh. Processing charge is 0.50% (Max. Rs. 50,000/-). Up to and inclusive of 5 years.
Bank of Maharashtra10.25 Up to and inclusive of 5 years.
Bank of Maharashtra10.45 Above 5 years and up to and inclusive of 10 years.
Bank of Maharashtra10.550 000.00 ₹Above Rs.25.00 lakh & upto Rs.30.00 lakh. Processing charge is 0.50% (Max. Rs. 50,000/-). Above 5 years and up to and inclusive of 10 years.
Bank of Maharashtra10.55 Above 10 years but below & inclusive of 20 years.
Bank of Maharashtra10.7550 000.00 ₹Above Rs.25.00 lakh & upto Rs.30.00 lakh. Processing charge is 0.50% (Max. Rs. 50,000/-).Above 10 years but below & inclusive of 20 years.
Bank of Maharashtra10.7550 000.00 ₹Above Rs.30.00 lakh & less than Rs.75.00 lakh. Processing charge is 0.50% (Max. Rs. 50,000/-). Up to and inclusive of 5 years.
Bank of Maharashtra1150 000.00 ₹Processing charge is 0.50% (Max. Rs. 50,000/-). Up to and inclusive of 5 years.
Bank of Maharashtra11.2550 000.00 ₹Above Rs.30.00 lakh & less than Rs.75.00 lakh. Processing charge is 0.50% (Max. Rs. 50,000/-). Above 5 years and up to and inclusive of 10 years.
Bank of Maharashtra11.550 000.00 ₹Above Rs.30.00 lakh & less than Rs.75.00 lakh. Processing charge is 0.50% (Max. Rs. 50,000/-). Above 10 years but below & inclusive of 20 years.
Bank of Maharashtra11.550 000.00 ₹Processing charge is 0.50% (Max. Rs. 50,000/-). Above 5 years and up to and inclusive of 10 years.
Bank of Maharashtra11.7550 000.00 ₹Processing charge is 0.50% (Max. Rs. 50,000/-). Above 10 years but below & inclusive of 20 years.
Canara Bank10.25 Less than or upto 5 years.
Canara Bank10.5 Greater than Rs.30 lacs & upto Rs 75 lacs
Canara Bank10.5 Greater than 5 years & upto 10 years.
Canara Bank10.5 Greater than 5 years & upto 10 years.Greater than Rs.30 lacs & upto Rs 75 lacs
Canara Bank10.75 Greater than Rs 75 lacs . upto 5 years
Canara Bank10.75 Greater than 5 years & upto 10 years.
Canara Bank10.75 Greater than 10 years & upto 25 years.
Canara Bank10.75 Greater than Rs.30 lacs & upto Rs 75 lacs. Greater than 10 years and upto 25 years.
Canara Bank10.75 Greater than 10 years and upto 25 years
Canara Bank12.75 Loans above Rs.4.00 lacs upto Rs.7.50 lacs
Catholic Syrian Bank11.5 Construction or purchase of House or Flat.
Catholic Syrian Bank12.5 Loan above Rs.30 Lakhs .Construction or purchase of House or Flat.
Central Bank of India10.2520 000.00 ₹Processing charge is 0.50 % of loan amount, maximum Rs.20,000.
Central Bank of India10.2520 000.00 ₹above Rs.30 lakh & less than Rs.75 lakh. Processing charge is 0.50 % of loan amount, maximum Rs.20,000.
Central Bank of India10.520 000.00 ₹Processing charge is 0.50 % of loan amount, maximum Rs.20,000.
City Union Bank10.751.00%Processing Fees at 1% of the loan amount to be charged. Upto 5 years. Rate of Interest under Special Loan Schemes of CUB
City Union Bank11.25 Over 5 years to 10 Years.Processing Fees at 1% of the loan amount to be charged. Rate of Interest under Special Loan Schemes of CUB
City Union Bank12.751.00%Above 10 years and upto 15 years. Processing Fees at 1% of the loan amount to be charged. Rate of Interest under Special Loan Schemes of CUB
City Union Bank13.5 Above Rs. 25.00 lakhs. Upto 5 years .
City Union Bank14 Over 5 years to 10 Years. Above Rs. 25.00 lakhs.
City Union Bank14.5 Above 10 years and upto 15 years
City Union Bank17.5  
Corporation Bank10.25 The Interest Rate as above is applicable to fresh loans only. For all Tenors Max. 30 Years.
Corporation Bank10.5 The Interest Rate as above is applicable to fresh loans only. For all Tenors Max. 30 Years.
Corporation Bank10.75 The Interest Rate as above is applicable to fresh loans only. For all Tenors Max. 30 Years.
Corporation Bank11.51 000.00 ₹1.00% of the loan amount sanctioned with a minimum of Rs. 1,000. Loan tenor is above 5 years & up to 7 years
Dena Bank10.25 Repayable upto 5 years.
Dena Bank10.3 Repayable upto 5 years.
Dena Bank10.55 Repayable in greater than 10 years.
Dena Bank10.55 Repayable upto 5 years.
Dena Bank10.55 Repayable in greater than 5 years & upto 10 years.
Dena Bank10.8 Above Rs.75 lakhs. Repayable in greater than 5 years & upto 10 years.
Dena Bank10.8 Repayable in greater than 10 years.
Dena Bank10.8 Repayable upto 5 years.
Development Credit Bank11.51.00%Loans upto 5 years.
Development Credit Bank11.51.00%Loans upto 5 years.
Development Credit Bank11.51.00%Loans upto 5 years.
Development Credit Bank11.51.00%Loans upto 5-10 years.
Development Credit Bank11.51.00%Loans upto 5 - 10 years.
Development Credit Bank11.51.00%Loans upto 5 - 10 years.
Dhanlaxmi Bank11.751.00%Upto 5 years.
Dhanlaxmi Bank121.00%Above 5 years.
Dhanlaxmi Bank121.00%Upto 5 years.
Dhanlaxmi Bank12.51.00%Above 5 years
Federal Bank10.98  
HDFC Bank10.15  
HDFC Bank10.4  
ICICI Bank10.25 Loan amount less than or equal to Rs. 3.0 million.
ICICI Bank11 Interest rates 10.50% to 11.00%. Loan amount above Rs. 3.0 million.
IDBI Bank10.25 Above Rs. 25 - Rs. 30 lacs
IDBI Bank10.25 Above Rs. 30 lacs to less than Rs. 75 lacs.
IDBI Bank10.25  
IDBI Bank10.5 Rs. 75 Lacs and above.
IDBI Bank10.75 This Home Loan Interest Saver provides customer the facility of linking Home Loan account with the operative Account.
IDBI Bank11 Above Rs. 25 - Rs. 30 lacs. This Home Loan Interest Saver provides customer the facility of linking Home Loan account with the operative Account.
IDBI Bank11.25 Above Rs. 30 lacs to less than Rs. 75 lacs. This Home Loan Interest Saver provides customer the facility of linking Home Loan account with the operative Account.
IDBI Bank11.5 Rs. 75 Lacs and above. This Home Loan Interest Saver provides customer the facility of linking Home Loan account with the operative Account.
IDBI Bank13 Loan Against Property.
Indian Bank10.2 Variable Rate of Interest (For residents and NRIs)
Indian Bank10.45 Greater than Rs30 lakhs & upto Rs75 lakhs. Variable Rate of Interest (For residents and NRIs).
Indian Bank10.7 Greater than Rs 75 lakh. Variable Rate of Interest (For residents and NRIs).
Indian Bank11.95 For Home Improve.
Indian Overseas Bank10.25 Greater than 5 years to 10 years.
Indian Overseas Bank10.25 More than 10 years.
Indian Overseas Bank10.25 Up to 5 years.
Indian Overseas Bank10.5 Up to 5 years .Above Rs.30 lakh & up to Rs.75 lacs.
Indian Overseas Bank10.5 Greater than 5 years to 10 years. Above Rs.30 lakh & up to Rs.75 lacs.
Indian Overseas Bank10.5 Above Rs.30 lakh & up to Rs.75 lacs. More than 10 years.
Indian Overseas Bank10.75 Up to 5 years.ccAbove Rs.75 lacs .
Indian Overseas Bank11 Above Rs.75 lacs.Greater than 5 years to 10 years.
Indian Overseas Bank11.25 Above Rs.75 lacs. More than 10 years .
IndusInd Bank9.251.25% 
IndusInd Bank121.25% 
ING Vysya Bank10.50.50%Interest rates are 10.50% p.a. to 12% p.a.
Jammu & Kashmir Bank10.75  
Jammu & Kashmir Bank11 Above Rs. 25.00 lacs and upto Rs.75.00 lacs.
Jammu & Kashmir Bank11.75 Above Rs. 75.00 lacs.
Karnataka Bank10.7525 000.00 ₹0.25% with a minimum of Rs 250.00
Karnataka Bank11.2525 000.00 ₹Above 25 Lakh and Upto Rs.100 Lakh. 0.25% with a minimum of Rs 250.00
Karnataka Bank11.7525 000.00 ₹Above Rs.100 Lakh and Upto Rs.200 Lakh. 0.25% with a minimum of Rs 250.00
Karnataka Bank12.2525 000.00 ₹Above Rs.200 Lakh upto Rs.500 Lakh . 0.25% with a minimum of Rs 250.00
Karur Vysya Bank11.25  
Karur Vysya Bank11.75 processing charge is Rs.7500.00+ST for Loans up to Rs.25.00 Lakhs, Rs.15000.00 +ST For loans between Rs.25.00- Rs.50.00 Lakhs , Rs.25000.00+ST for loans above Rs.50.00 Lakhs
Kotak Mahindra Bank12.51.25%Loans upto 5 years.
Kotak Mahindra Bank12.51.25%Loans upto 5 years.
Kotak Mahindra Bank12.51.25%Loans upto 5 years.
Kotak Mahindra Bank12.51.25%Loans upto 5 years.
Lakshmi Vilas Bank12.5 Loans repayable in 5 years
Lakshmi Vilas Bank12.75 Loans repayable in 5 to 20
Lakshmi Vilas Bank12.75 Loans repayable in 5 years.
Lakshmi Vilas Bank13 Loans repayable in 5 to 20 years.
Oriental Bank of Commerce10.2520 000.00 ₹0.50% of the loan amount, subject to maximum of Rs. 20000/- plus service tax.
Oriental Bank of Commerce10.7520 000.00 ₹Above Rs.30-75 Lacs. 0.50% of the loan amount, subject to maximum of Rs. 20000/- plus service tax.
Oriental Bank of Commerce1120 000.00 ₹0.50% of the loan amount, subject to maximum of Rs. 20000/- plus service tax, if any. Above Rs.75 Lacs- Rs. 3.00 Crore
Punjab and Sind Bank10.53 000.00 ₹0.15% on the loan amount, subject to minimum of Rs. 1000/- and maximum of Rs. 3000/-
Punjab and Sind Bank10.751 000.00 ₹Above Rs.30.00 lacs & upto Rs.75.00 lacs. 0.25% subject to maximum of Rs. 10000.
Punjab and Sind Bank110.25%Above Rs.75.00 lacs .
Punjab National Bank10.25  
Punjab National Bank10.5  
Saraswat Bank9.95 000.00 ₹ 
Saraswat Bank10.115 000.00 ₹ 
Saurashtra Bank10.5 Repayment up to 5 years.
Saurashtra Bank10.5 Repayment up to 5 years.
Saurashtra Bank10.75 Repayment above 5 years & up to 15 years.
Saurashtra Bank10.75 Repayment above 5 years & up to 15 years.
Saurashtra Bank10.75 Repayment above 15 years & up to 20 years.
Saurashtra Bank10.75 Repayment above 15 years & up to 20 years.
Saurashtra Bank11 Repayment above 5 years & up to 15 years. Existing Rates.
Saurashtra Bank11 Repayment up to 5 years. Existing Rates.
Saurashtra Bank11 Repayment up to 5 years. Existing Rates.
Saurashtra Bank11.25 Repayment above 5 years & up to 15 years. Existing Rates.
Saurashtra Bank11.25 Repayment above 15 years & up to 20 years. Existing Rates.
Saurashtra Bank11.5 Repayment above 15 years & up to 20 years.Existing Rates.
South Indian Bank10.5 upto 30 lakhs & Above 5 yrs.
South Indian Bank10.5 Upto 30 lakhs & upto 5 yrs.
South Indian Bank10.5 Above 30 lakhs & upto 5 yrs.
South Indian Bank11 Above 30 lakhs & Above 5 yrs.
State Bank of Bikaner & Jaipur110.60%Upto 5 years. Housing Loan (Including SBBJ Realty, SBBJ Flexi Loan and NRI Housing Loan schemes)
State Bank of Bikaner & Jaipur110.60%Above 5 years and upto 15 years. Housing Loan (Including SBBJ Realty, SBBJ Flexi Loan and NRI Housing Loan schemes)
State Bank of Bikaner & Jaipur110.60%Above 15 years. Housing Loan (Including SBBJ Realty, SBBJ Flexi Loan and NRI Housing Loan schemes)
State Bank of Bikaner & Jaipur11.250.60%Upto 5 years.Housing Loan (Including SBBJ Realty, SBBJ Flexi Loan and NRI Housing Loan schemes)
State Bank of Bikaner & Jaipur11.250.60%Above 5 years and upto 15 years.Housing Loan (Including SBBJ Realty, SBBJ Flexi Loan and NRI Housing Loan schemes)
State Bank of Bikaner & Jaipur11.250.60%Above 15 years.Housing Loan (Including SBBJ Realty, SBBJ Flexi Loan and NRI Housing Loan schemes)
State Bank of Bikaner & Jaipur1410 000.00 ₹Customers who maintain their salary accounts with us. above 0.25 lacs - @0.60% of the loan amount upfront Max 10000/-
State Bank of Bikaner & Jaipur1510 000.00 ₹Customers who do not maintain salary accounts with us or are not salaried class. above 0.25 lacs - @0.60% of the loan amount upfront Max 10000.
State Bank of Hyderabad10.20.50%Processing Charges 50% off. Up to 30 Years.
State Bank of Hyderabad10.20.50%Processing Charges 50% off. SBH Maxgain Housing Loan.
State Bank of Hyderabad10.20.50%Processing Charges 50% off. SBH Maxgain Housing Loan.
State Bank of Hyderabad10.20.50%Processing Charges 50% off. Up to 30 Years.
Tamilnad Mercantile Bank Limited11.251.00%Upto 60 Months Loan .
Tamilnad Mercantile Bank Limited11.51.00%Above 60 Months Loan upto 15 years.
Tamilnad Mercantile Bank Limited11.751.00%Above 15 Years Loan upto 25 years.
Tamilnad Mercantile Bank Limited12.251.00% 
Union Bank of India10.2515 000.00 ₹Processing charges are 0.50% of the loan amount subject to maximum of Rs. 15,000.There is no prepayment penalty if loan is prepaid from own verifiable sources or taken over by other banks/FIs.
Union Bank of India10.515 000.00 ₹Processing charges are 0.50% of the loan amount subject to maximum of Rs. 15,000.There is no prepayment penalty if loan is prepaid from own verifiable sources or taken over by other banks/FIs.
United Bank of India10.5 5 years to 15 years.
United Bank of India10.5 15 years to 25 years.
United Bank of India10.5 Upto 5 years.
United Bank of India10.55 Above Rs. 25 lac & upto Rs. 75 lac. 5 yrs to 15 yrs.
United Bank of India10.55 Above Rs. 25 lac & upto Rs. 75 lac. 15 years to 25 years.
United Bank of India10.55 Above Rs. 25 lac & upto Rs. 75 lac. Upto 5 years .
United Bank of India10.8 Above Rs. 75 lac & upto Rs. 150 lac. Upto 5 years.
United Bank of India10.8 Above Rs. 75 lac & upto Rs. 150 lac. 5 yrs to 15 yrs .
United Bank of India10.8 Above Rs. 75 lac & upto Rs. 150 lac. 15 years to 25 years.
Vijaya Bank10.25 Up to 5 Years
Vijaya Bank10.25 above 5-10 years
Vijaya Bank10.5 above 15 -20 years
Vijaya Bank10.5 Above Rs.30 Lakh below Rs.75 Lakh. Up to 5 Years
Vijaya Bank10.5 Above Rs.30 Lakh below Rs.75 Lakh. above 5-10 years.
Vijaya Bank10.5 above 10 -15 years
Vijaya Bank10.75 Above Rs.30 Lakh below Rs.75 Lakh. above 10 -15 years
Vijaya Bank10.75 Above Rs.30 Lakh below Rs.75 Lakh. above 15 -20 years.
Vijaya Bank10.75 Up to 5 Years
Vijaya Bank10.75 above 5-10 years.
Vijaya Bank11.25 above 10 -15 years
Vijaya Bank11.25 above 15 -20 years
Yes Bank10.50.50%Interest rates are 10.5% to 14.25%. Processing charges 0.5% to 1% of loan amount. Loan Tenure is 1 year to 20 years.